by crispino.us@gmail.com | Jan 16, 2025 | Uncategorized
Good day, everyone! Welcome to today’s seminar on VUL insurance. In this session, we will explore the question of when is the best time to get VUL insurance and how it can help you secure your financial future. Throughout our discussion, I will provide real-life...
by crispino.us@gmail.com | Jan 13, 2025 | Uncategorized
Welcome back, everyone! Today, we’re going to delve further into the basics of budgeting by exploring its importance. Budgeting is often misunderstood as a restrictive practice when in reality, it’s a tool that grants you financial freedom and control....
by crispino.us@gmail.com | Jan 12, 2025 | Uncategorized
Greetings, everyone, and welcome back to our Financial Wellness Seminar. Having looked at the importance of an emergency fund and how to calculate it, today we’re going to focus on strategies to actually build that emergency fund. Building an emergency fund is...
by crispino.us@gmail.com | Jan 11, 2025 | Uncategorized
Hello, everyone! Today, we will dive into the topic of understanding health insurance policies. Health insurance is a vital component of financial well-being, providing coverage for medical expenses and protecting against the high costs of healthcare. To make informed...
by crispino.us@gmail.com | Jan 11, 2025 | Uncategorized
Welcome back, everyone. Today, we’re diving deeper into the subject of building emergency savings. Our focus will be on how to calculate your emergency fund. This calculation is crucial as it sets a clear and defined savings goal for you. An emergency fund is...
by crispino.us@gmail.com | Jan 6, 2025 | Uncategorized
Introduction: Welcome, everyone, to today’s seminar on “Staying Informed about Financial News and Trends.” In this session, we will explore the importance of staying up-to-date with financial news and trends, how they can positively impact your...
by crispino.us@gmail.com | Jan 4, 2025 | Uncategorized
Good afternoon, everyone. Today, we’re tackling a topic that often stirs confusion – the tax implications of insurance claims. Indeed, when misfortune strikes, and you need to lean on your insurance policy, the last thing you want to worry about is the...
by crispino.us@gmail.com | Jan 3, 2025 | Uncategorized
Good day, everyone! Today, we’ll take a deep dive into a difficult but crucial topic: Bankruptcy. It’s not a subject we relish, but it’s one we need to understand. Bankruptcy is a part of the economic cycle. It affects individuals and businesses...
by crispino.us@gmail.com | Jan 3, 2025 | Uncategorized
Welcome everyone to our seminar on basic tax planning and deductions. Today we’ll delve into the vital aspect of financial wellness – understanding how to reduce your tax liability through planning and claiming deductions. By the end of this seminar, you...
by crispino.us@gmail.com | Dec 31, 2024 | Uncategorized
Ladies and gentlemen, it is an honor to be your resource speaker for today’s seminar on “The Role of Giving in Personal Finance.” Over the next 60 minutes, we will explore the profound impact that giving can have on our financial well-being and...
by crispino.us@gmail.com | Dec 21, 2024 | Uncategorized
Good day, everyone. In our increasingly digital world, cybersecurity has become a pivotal aspect of our financial health. As we manage our businesses, investments, and personal finances online, we also become potential targets for cybercriminals. Today, we will delve...
by crispino.us@gmail.com | Dec 17, 2024 | Uncategorized
Ladies and Gentlemen, Good afternoon! Today, we are going to navigate through a crucial aspect of our financial well-being, and that is determining adequate insurance coverage. Insurance can be compared to a life jacket. You hope you never have to use it, but when a...