by crispino.us@gmail.com | May 9, 2025 | Uncategorized
Welcome back, everyone! Today, we’ll dive into a very intriguing topic, a perspective that not everyone might share: The Concept of Good Debt vs. Bad Debt. Sounds interesting? Let’s unpack this and understand how we can make debt work for us. ...
by crispino.us@gmail.com | May 9, 2025 | Uncategorized
Ladies and Gentlemen, Good afternoon! I hope our discussions over the last few days have shed some light on the vital role insurance plays in our financial wellness and preparedness. Today, we’ll delve into how we can actively manage and adjust our insurance...
by crispino.us@gmail.com | May 7, 2025 | Uncategorized
Welcome, everyone! Today, we will delve into the important topic of choosing the right insurance policy and coverage for your specific needs. When it comes to life and property insurance, making informed decisions about policy selection and coverage is crucial. In...
by crispino.us@gmail.com | May 3, 2025 | Uncategorized
Good day, everyone! Today, I have the pleasure of being your resource speaker for the seminar on the “Basics of Financial Negotiations.” Over the next 60 minutes, we will explore the essential concepts and strategies involved in financial negotiations and...
by crispino.us@gmail.com | May 3, 2025 | Uncategorized
Welcome to financialwellnessprograms.com, your compass in the vast ocean of financial wellbeing. As we navigate the currents of today and set our sights on the horizons of 2024 and 2025, the importance of financial wellbeing is becoming increasingly clear. This...
by crispino.us@gmail.com | May 1, 2025 | Uncategorized
Hello everyone. Today, we tackle a topic that is often overlooked in financial planning – Estate Planning, specifically focusing on understanding probate and estate taxes. 1. What is Probate? Probate is the legal procedure that occurs following an...